I connected with Dave Lotan, investor and friend of MSD, to get his thoughts on the event over the weekend regarding the two bank failures. Dave and I tackle a number of different themes in our conversation, including the differences of culture and communication technology during this moment in financial history compared to what we saw in 2007/2008. Dave also sincerely expresses his concern over the new tools used to backstop depositors from Silicon Valley Bank and why it reinforces the reasons one owns precious metals.