We cover heaps in today's episode! Strap in for a great discussion with Dev who hosts our poddy, my millennial money professional. Glen & Dev chat about: 👉🏻 consumer debt 👉🏾 the nuances of managing money as a medical professional 👉 spending money today vs saving it for tomorrow 👉🏽 values-based budgeting 👉🏿 success vs luck 👉🏽 discrimination, racism and privilege 👉 navigating the rising cost of living 👉🏾 how multi-millionaires attain their wealth and achieve financial independence Register here for the Mortgages for First Home Buyers webinar presented by Sphere Home Loans 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

When should you consider meeting with a financial adviser and what can you expect when you do? Friend of the show Cara Williams is a financial adviser at Sufficient Funds and she joins us on the show to help answer all your burning questions such as: 👉🏾 what do financial advisers actually do? 👉🏿 what's the process of getting advice? 👉🏻 who should see an adviser and when? 👉 is there anything you need to do to prepare for the first meeting? 👉🏼 what questions are worth asking an adviser? 👉🏽 is there a difference between a financial planner and financial adviser? 👉🏾 how do product recommendations work? 👉🏿 what do advisers wish all their clients knew? 👉🏻 do financial advisers need their own financial advisers? 👉 do you have to see an adviser ongoing or can you see them just once off? Head to https://sufficientfunds.com.au to book a 15 min chat with the Sufficient Funds team. Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen & John discuss the current housing crisis and answer questions from the MMM community around: 👉🏾 choosing an investing platform such as Raiz, Sharesies and Vanguard 👉🏿 Amy's a first home buyer weighing up two options: buy a premium block of land and build later or a cheaper entry level property? 👉 thinking of using equity to pay for a new fence and retaining wall 👉🏻 pet insurance, yay or nay? Take a listen to the my millennial daily episode here on this very topic Calling first home buyers! Register here for the Mortgages for First Home Buyers webinar presented by Sphere Home Loans 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Come join us around the campfire! 🔥 Today we're going deep on thematic ETFs, investing in shares and plenty more. Sitting around the fire is Glen, Gatherer of the People, Vince Scully from Lifesherpa the Chief of Marshmallows and Blair Hannon, Esky King / Head of Investment Strategy at Global X ETFs. If this is your first time joining us, welcome! Campfire chats are our longer former episodes where we sometimes cover more intermediate - advanced topics and questions from our community. 📒 Sort Your Career Out & Make More Money Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. This is a sponsored episode. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's q&a, Glen and John cover these great questions and topics from the MMM community: 👉 becoming debt-free after 10 years - Ben shares his story, congrats Ben! 👉🏿 car loans and how much to spend on a car 👉🏼 how do you navigate the emotions of selling your investments at a loss? 👉🏽 bank and lender interest rates vs the RBA rate 👉🏾 can you claim first home buyer incentives on your second property if your first was an investment? 👉🏿 adding special conditions to your offer on a property 👉🏻 do any super funds not allow early release for financial hardship? 👉 just received a $500k inheritance, what should I do with it?! Register for the Mortgages for First Home Buyers webinar here: https://us06web.zoom.us/webinar/register/WN_ILlj7bl9S6qlssEO3rm_ug Hear more on Glen's spending guide for buying a car: https://open.spotify.com/episode/53tm3gx6hY1rdIW3IZqYpG?si=dda600578d68478d Asking your mortgage lender for a rate review: https://www.instagram.com/reel/Clp3c2tMGIX/?igshid=YmMyMTA2M2Y= The First Home Super Saver Scheme explained: https://youtu.be/rDFXb_AcuU0 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Recently Glen asked our Facebook community if there were any single women who might be keen to share about how they manage money on the podcast and so today we're joined by Ella (23), Jelly (32) and Nyibol (26)! In the episode they talk about: 👉🏻 buying property 👉 managing finances 👉🏾 super and retirement planning 👉🏿 kids and starting a family 👉🏼 lifestyle goals 👉🏽 relationships 👉 giving and generosity Check out more money tips from Ella, Jelly and Nyibol here: http://bit.ly/3IYbtvx John Pidgeon's property course: https://www.solvereacademy.com/courses/solvere-online-property-academy Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen asks this: what is one good thing you've learned in your life about managing money? This is an example of our daily short form podcast :) 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Happy International Women's Day to all the ladies this week! ✨ Instead of the usual q&a today we've got an awesome chat with Téa Angelos, author and founder of Smart Women Society talking all things money, career, wellbeing and relationships. Téa's playbook, Smart Moves is packed with more than 100 actionable tips for nailing your goals and transforming your life. Grab it here for yourself or a friend: https://amzn.to/3Jguta4 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen and Vince discuss the proposed changes to the superannuation balances of over $3m, from 1 July 2025. Treasury fact sheet: https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdf Financial Services Council (FSC) release referred to in the episode: https://www.fsc.org.au/news/media-release/distributional-analysis-of-an-unindexed-3-million-superannuation-balance-cap 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's my millennial story Glen chats with Dan Ilic, comedian and host of the popular award-winning political satire podcast, "A Rational Fear". Dan talks about how he manages money as a sole trader, his early career in television and why he chose to start a comedy podcast talking about politics and climate change. Strap in for a fun and insightful chat! Check out A Rational Fear wherever you listen to podcasts and head here to find out more about Dan's upcoming live shows: https://arationalfear.substack.com/ Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's community Q&A Glen is joined by listener of the show John from Brissy! Glen & John chat about: 👉🏾 investment vs inflation - if the investment rate exceeds the gains, are you actually losing money? 👉🏿 timing the market - is it worth changing your super investment option from high growth to mixed while share markets are down? 👉🏻 how to choose private health insurance 👉 how to transfer an investment property to a child without big fees 👉🏼 encouraging kids around good money habits and investing 👉🏽 methods for tracking expenses 👉🏾 is paying $4k per year on body corp normal for an apartment 1hr out of Melb CBD? 👉 advice around financial decisions when you've got young kids The website Glen mentions: https://www.privatehealth.gov.au Skye Wealth Young Families & Life Insurance webinar replay: https://www.youtube.com/watch?v=NwiJrz9ce9c Manage your money with the Glen James Spending Plan. Use coupon code “REBUILD” to save $20 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We're going deep into the weeds on commercial property investing in today's episode with guest expert in the space, Scott O' Neill. Scott is the author of Rethink Property Investing and the founder and director of Australia’s largest commercial buyer’s agency, Rethink Investing. In today's chat, Glen, John and Scott touch on: 👉🏾 Scott's property story and portfolio 👉🏿 various types of commercial property 👉🏻 the guidelines Scott uses to buy 👉 the impact of COVID on the commercial space 👉🏼 risks & rewards of buying commercial 👉🏽 commercial property syndicates 👉🏿 what to look for in a good asset and what to avoid 👉🏾 interest rates 👉🏻 commercial buyer advocate fee structure 👉 value adding strategies 👉🏼 buying tenanted vs vacant 📘 Scott's book, Rethink Property Investing: https://amzn.to/3IIlnCG 🎙️ Scott's podcast: Inside Commercial Property Podcast Big thanks to our Thursday show partner Global X ETFs. Click here to learn more about their range of ETFs. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What if you buy off the plan with a partner and then things go south? Yikes. Glen and John chat about a situation where this has happened plus: 👉🏾 the pros and cons of refinancing every 12 months 👉🏿 traveling with a credit card, do you need one? 👉🏻 do you need to take out an ABN for a side hustle? 👉 the ACCC inquiry into bank deposit interest rates 👉🏼 why is my super rollover in amount less than the rollover out amount? 📒 Sort Your Career Out & Make More Money 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's show we're discussing the sensitive topic of gambling addiction with Jono, a licensed psychologist who has worked as the gambling help psychologist for North QLD. You may remember Jono from a previous episode on this topic (440b). In this episode Jono shares some great insights on how to approach a loved one who is struggling with a gambling addiction, the warning signs of addiction and practical steps that individuals can take to overcome their addiction. Whether you're directly affected by gambling addiction or want to learn more about this issue, this episode is a must-listen. Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. Helpful resources: Gambling Helpline: https://www.gamblinghelponline.org.au or 1800 858 858 Gambling self assessment tool: https://www.gamblinghelponline.org.au/take-a-step-forward/self-assessment/problem-gambling-severity-index-pgsi Gamblers Anonymous Australia: https://gaaustralia.org.au/ Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Are you feeling overwhelmed by all the news of inflation, rising living costs, and interest rate hikes? You're not alone. Today's episode is an encouragement to stay calm and and focused on what's in your control along with practical tips for recession-proofing your life. Skye Wealth free webinar: Young Families and Life Insurance: What You Need to Know 📒 Sort Your Career Out & Make More Money 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We asked the Facebook group what questions they had for our guest mortgage broker, Rachelle Kroon from Sphere Home Loans and received tons! In today's episode John goes solo with Rachelle to tackle a bunch of them. They cover: 👉 when's the right time to chat with a mortgage broker about buying a house? 👉🏼 financial tips before you buy 👉🏽 process of applying or reapplying for an interest only loan 👉🏾 how long should you expect for a pre approval? 👉🏿 is using a buyers agent seen as a positive or negative? 👉 how are mortgage brokers paid? 👉🏻 how is borrowing capacity affected by career breaks, being self employed & parental leave? 👉🏽 renovation loans 👉🏾 what happens if rates rise during the pre approval term? 👉🏿 what’s a rate lock and how does it work? 👉🏽 the process of releasing a parental loan 👉🏻 is it worth buying an investment first and forgoing FHB concessions? 👉 are there risks of using online-only lenders? Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs. Want to chat with Rachelle & the Sphere Home Loans team? You can get in touch here: https://bit.ly/3HZBBH1 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's bonus episode was recorded live at Earp Distilling Co. in Newcastle where we celebrated the launch of 📒 Sort Your Career Out & Make More Money, out now wherever good books are sold! Big thanks to everyone who came to support, the awesome Earp team and James, Cass, John, Tom, Tess & Ellen for some banger podcast questions. If you love that extra content make sure to stick around for the afterparty. This episode touches on: 👉🏾 how to prepare for a significant pay cut when changing careers 👉🏿 establishing boundaries around out of hours communication with your boss 👉🏻 should I change jobs now to secure a pay rise or pursue internal growth where I currently work? 👉 tips for managing imposter syndrome 👉🏼 best away to approach your current manager for a reference when you’re looking for other opportunities  Sort Your Career Out & Make More Money by Shelley Johnson & Glen James: https://booktopia.kh4ffx.net/rnK7xj Let's Talk Culture by Shane Hatton: https://booktopia.kh4ffx.net/5bQ12b Think Again by Adam Grant: https://booktopia.kh4ffx.net/Xx0Nm3 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Ponzi schemes, MLMs and scams 🚩 🚩 🚩...can you spot the red flags of a financial fraud? Glen and friend of the show Vicky D from She’s on the Money discuss the signs to be aware of. Celebrate this year's International Women's Day with She's on the Money! http://bit.ly/3YiZgI4 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today’s my millennial story is with Lauren from Melbourne who has been on a crazy journey in the last couple of years. Like many, Lauren had some pretty big career, health and lifestyle goals that she was working towards until she got sick and everything changed. She shares what happened and her experience with making a life insurance claim. Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs 📒 Sort Your Career Out & Make More Money Sort your life insurance out: www.skye.com.au/mmm The Ruthless Elimination of Hurry: https://booktopia.kh4ffx.net/gbm3QO Digital Minimalism: https://booktopia.kh4ffx.net/0Jg4BP 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen’s riding solo today and this episode is a big one - strap in! The financial decisions that you make in yours 20s can setup the rest of your life but that doesn’t mean it’s too late to do things differently if you’re in your 30s, 40s and 50s. Get ready to be encouraged and armed with some practical tips. 📒Sort Your Career Out & Make More Money my money journal Learn more about John's clarity calls Get connected with one of Glen's recommended professionals 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the mmm facebook group 💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resources my millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.