If you’ve got champagne taste on a beer budget, this is your wake-up call! George and Rachel share their hot takes on things people do that scream, “I’m bad with money!” If any of this sounds familiar to you, don’t panic. Stick around for smart money advice—and even a cocktail you can afford. In this episode: ·      George’s hot takes on babies in designer clothes, broke people getting tattoos, and “shopping” at Rent-A-Center ·      Why an “I can afford the payments” mentality is risky ·      Encouragement that it’s not too late to develop a smart money mindset Helpful Resources:   ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·      Start making memories. Get Telestrations at Walmart or wherever you buy board games. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Pre-order George’s new book, Breaking Free From Broke, today! ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy   This Week’s Happy Hour Special: Neptune’s Gardens Recipe by @speakeasieruk Ingredients: ·     1 1/2 ounces tequila ·     3/4 ounce lime juice ·     1/2 ounce elderflower liqueur ·     1/2 ounce blue curacao ·     1 egg white Instructions: Combine the ingredients in cocktail shaker and shake well. Strain it into a chilled glass and enjoy.

Are you a smart spender or a stingy cheapskate? Rachel’s mom, Sharon—the OG budgeting queen—joins the show to give her two cents (but not a penny more). Sharon helps George and Rachel give advice to listeners who are wondering if their “frugal” habits have gone too far. In this episode: ·      Dear Sharon: an exclusive advice column segment featuring everyone’s favorite Ramsey family member ·      The wildest things all three hosts (and others) have done to save a buck ·      How to know if you’re being ridiculous about budgeting or being wise with your money Helpful Resources:   ·       Start making memories. Go NOW and get Telestrations at Walmart! ·      Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·      Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Pre-order George’s new book, Breaking Free From Broke, today! ·      Learn more about your ad choices ·      Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Dirty Martini Ingredients: ·      2 1/2 ounces vodka ·      1/2 ounce dry vermouth ·      1/2 ounce olive brine ·      3 olives for garnish Instructions: Fill a shaker with ice, then add the vodka, vermouth and olive brine. Shake until well chilled (about 15–20 seconds). Using a fine mesh strainer, double strain the liquid into a chilled cocktail glass. Garnish with a skewer of olives

It just so happens that you can learn a lot about someone by looking at their Amazon purchase history. Who knew? In this episode, you’ll learn a lot about George and Rachel as they entertain you with a few gems from their own purchase histories (including their very first Amazon buys). Plus, they’ll weigh in with a few tips to shop smart online—during the upcoming holiday sales or any time. In this episode: · The Amazon purchases George and Rachel made because they were “influenced” · Rachel’s “add to cart” rule · George never spends money to do this one thing Helpful Resources: · Pick up a copy of George’s new book , Breaking Free From Broke. · Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Start making memories. Get Telestrations at Walmart. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy This Week’s Happy Hour Special: Rosemary Pear Mocktail Recipe by Mash & Spread Ingredients (makes 1 cocktail): For the rosemary syrup: · 1 cup sugar · 1 cup water · 2–3 sprigs fresh rosemary For the mocktail: · ice · 4 tablespoons pear juice · 1 tablespoon rosemary simple syrup · 1 teaspoon lemon juice · 6 tablespoons sparkling water · Sliced pear (for garnish) · 2–3 sprigs thyme (for garnish) Instructions: For the rosemary syrup: Combine sugar and water in a pot and cook over medium heat. Cook until sugar is completely melted/dissolved. Turn off heat and allow mix to cool with rosemary sprigs. Once cooled, remove the rosemary sprigs and set syrup aside. For the mocktail: Fill glass halfway with ice. Pour pear juice, rosemary simple syrup, lemon juice and sparkling water. Garnish with fresh pear slices or sprigs of thyme.

From pyramid schemes to phishing emails, marketing ploys are more sophisticated than ever. Listen in as George and Rachel discuss some of the oldest scams known to man, what they look and sound like today, and how to avoid the “snake oil’ salesmen of 2023 (lookin’ at you, TikTok influencers). In this episode: ·      Crazy “exclusive” deals that need more investigation before you buy ·      Why “too good to be true” really is (probably) too good to be true ·      The mocktail that tastes like “Christmas in a cup”   Helpful Resources:   ·     Start making memories. Go NOW and get Telestrations at Walmart or wherever you buy board games. ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·  Pre-order George's new book, Breaking Free From Broke, today! ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy   This Week’s Happy Hour Special: Apple Butter Mocktail Find the original recipe here. Ingredients: ·     1 ounce apple juice ·     2 tablespoons of apple butter ·     Dash of non-alcoholic orange bitters ·     Juice of 1/2 lemon ·     Ginger beer ·     Coarse cinnamon sugar and simple syrup, for rimming ·     Thinly sliced apples and a cinnamon stick, to garnish   Instructions: Pour some simple syrup on a plate and some coarse cinnamon sugar on another. Then, dip the rim of your cocktail glass into the syrup and then into the sugar, twisting to coat, before adding ice cubes to the glass. Combine the apple juice, apple butter, lemon juice and bitters in a cocktail shaker and give it a dry shake (in other words, a shake without ice). Shake vigorously until properly combined then strain the mixture into your prepared cocktail glass. Top up with ginger beer and garnish with a cinnamon stick and apple slice on the rim to serve.

Do we have something to learn from the world’s richest people, or did they just get lucky? They may be good with money, but will their advice work for you too? Tune in to find out! Rachel and George are reacting to money quotes from some of the wealthiest people in the world, like Elon Musk, Jeff Bezos and Oprah (just to name a few). In this episode: ·      The ultimate (first-ever) game of Pin the Quote on the Billionaire ·      What we all have in common with Kim Kardashian ·      Billion-dollar advice you can take to the bank   Helpful Resources:   ·     Start making memories. Go NOW and get Telestrations at Walmart! ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·   Pre-order George's new book, Breaking Free From Broke, today! ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Brazilian Lemonade Ingredients: ·     1 1/2 limes ·     4 tablespoons granulated sugar ·     1/2 cup sweetened condensed milk ·     3 cups water ·     2 ounces rum   Servings: 3 to 4 Instructions: Wash the limes. Then, throw the water and the limes (rinds and all) into a blender. Blend until there are no chunks, then strain it through a fine mesh strainer. Return liquid to the blender and add the sugar, rum and sweetened condensed milk. Blend it again, then serve over ice. Garnish with a lime wheel and some mint. Enjoy!

The average American wedding runs about $30,000—which is making 73% of Millennials and Gen Zers reconsider whether they can afford one. Listen in as George and Rachel decide what they’d cut from a $30,000 wedding budget and weigh in on four more reasons people aren’t tying the knot (they’re not about the wedding, but they’re all about the money). In this episode: ·     How to choose your wedding budget must-haves ·     Rachel’s take on prenups and why you might not want one ·     Four financial reasons people aren’t getting married, and George and Rachel’s take on why money shouldn’t be the reason you don’t say “I do”   Helpful Resources:   ·     Start making memories. Go NOW and purchase Telestrations at Walmart! ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Preorder George’s new book, Breaking Free From Broke, today! ·     Watch George’s YouTube video How I Got a Free Wedding ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: El Torado Ingredients: ·      2 ounces reposado tequila ·      1/2 ounce dry vermouth ·      1 1/2 ounces unfiltered apple juice Instructions: Add tequila, vermouth and apple juice into a chilled cocktail shaker, then add ice. Shake it well, then strain into coupe cocktail glasses and serve.

George and Rachel are doing hot takes on pop culture, current events and money—yes, even more than usual. We’re talking about things like the housing market reality, how much an ’NSync reunion ticket is worth, and how to talk about money with your friends (without being awkward).      In this episode: ·     The cheapest moves Rachel and George have made lately ·     Why George thinks Airbnb investing is a risky business ·     The question on everyone’s mind: Is Buc-ee's worth the hype or overrated?   Helpful Resources:   ·     Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games. ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Preorder Rachel’s new children’s book, I’m Glad for What I Have. ·   Pre-order George's new book, Breaking Free From Broke, today! ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Pistachio Martini Ingredients: ·     1 ounce vanilla vodka ·     1 ounce whipped vodka ·     3/4 ounce Bailey’s Irish Cream ·     3/4 ounce amaretto ·     3 pistachios (for garnish)   Instructions: In a chilled cocktail shaker, combine the vanilla vodka, whipped vodka, Bailey’s Irish Cream and amaretto. Fill the shaker with ice, attach the lid, and shake it for 30 seconds. Strain the cocktail into a martini glass, top with three pistachios as a garnish, and serve.

The upper class is playing the victim—and we’re not buying it. Listen as Rachel and George channel their inner Kourtney Kardashian and give six-figure earners the sisterly wake-up call they need. Plus, how much margin does the average American have in their budget compared to someone with a $175,000 salary?   In This Episode: ·      The meaning of “poor” and why the wealthy feel this way ·      George’s history with nonslip pet ramps and Rachel’s iconic Kristen Wiig impression ·      The ultimate budget showdown: $59,000 vs. $175,000 (who runs out first?)   Helpful Resources:   ·      Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney. ·      Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games! ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today. ·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Learn more about your ad choices. https://www.megaphone.fm/adchoices   Ramsey Solutions Privacy Policy     This Week’s Happy Hour Special: Citrus Smash Recipe from A Pinch of Adventure   Ingredients: ·      1 tbsp lemon curd ·      1 tbsp simple syrup ·      Club soda or seltzer ·      Fresh mint leaves ·      Sliced lemon ·      Ice   Instructions: Put about six mint leaves, four slices of deseeded lemon, simple syrup and lemon curd in a highball glass. Muddle together. Add ice and pour over club soda. Garnish with fresh mint and enjoy!

Rat girl summer, lazy girl jobs, girl math and valley girls. Let’s just admit it: Girl trends make life a little more fun––for everyone! Join Rachel and George as they review the girlie Gen Z trends of the moment, talk about why they resonate (even for guys), and discuss how to enjoy the “girl math” bit without letting it ruin your finances.   In This Episode:   ·      George testing Rachel’s girl math on everything from vacation purchases to in-store returns ·      “Hygiene homies” and other manly trends George wants to start ·      Rachel explaining the healthy middle ground between a “lazy girl job” and “girl bossing”   Helpful Resources:   ·      Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games! ·      Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney. ·      Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Mind Eraser ·      2 ounces coffee liqueur ·      2 ounces vodka ·      Club soda Instructions: Fill a glass with ice and add the coffee liqueur. Slowly pour the vodka on top of the liqueur (no stirring!), then top with club soda. Grab a straw and take a sip.

Some “toxic traits” are funny––like hanging up your clothes inside out or buying kale aspirationally. And then there’s the less funny kind. ☠️ ⚠️ Join Rachel and George as they attempt to find the line between a harmless quirk and a truly toxic money mindset. In This Episode:   ·      Rachel, George and a LIVE audience getting real about their own toxic money traits ·      A play-by-play of how to set boundaries when you know your friend’s toxic money trait is “splitting” a very one-sided bill ·      The celeb comedian who called George a “sad idiot child” on Twitter back in the day   Helpful Resources:   ·      Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games! ·      Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney. ·      Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Black Tea Sour Ingredients: ·      2 ounces chilled black tea ·      3/4 ounce lemon juice ·      1/2 ounce maple syrup ·      Dash of black pepper ·      1 egg white ·      Maraschino cherries (to garnish) ·      Orange slice (to garnish) Instructions: In a cocktail shaker, combine all of the ingredients except ice and shake well. Add ice and shake again. Pour through a fine strainer into a chilled coupe glass.

We put so much emphasis on going to college, but the cost is rising and now students are wondering . . . is it worth the price? In this episode, George and Rachel share the most regretted college majors, what people are choosing to do instead, and the salaries for great-paying jobs that don’t require a degree. In this episode: - George’s and Rachel’s college majors (and what they paid for them) - Common degrees people admit regretting - How to avoid student loans and what to do if you already have them Helpful Resources: ·     Start making memories! Go NOW and get Tapple at Walmart or wherever you buy board games! ·      Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Cinderella Mocktail Ingredients: ·    2 tablespoons freshly squeezed orange juice ·    2 tablespoons freshly squeezed lemon juice ·    2 tablespoons pineapple juice ·    1/2 teaspoon grenadine ·    2­–3 dashes Angostura bitters ·    1/2 cup of ginger beer ·    Orange slice (to garnish) Instructions: Fill a shaker with ice, then add the orange juice, lemon juice, pineapple juice and grenadine. Shake. Pour the mixture into a tall glass with ice, then add the ginger beer and bitters. Garnish with an orange slice, sip, and enjoy!

Cocktails, quizzes, condiments and more! Find out how well you’re doing financially (and what to do about it) by taking George and Rachel’s Buzzfeed-inspired quiz. And don’t worry, this isn’t one of those money quizzes that will put you in a dark place—we promise. In this episode: - George and Rachel sip this week’s cocktail with bravery and, once again, discuss George’s first CD. - Which condiment are you? (And other bizarre Buzzfeed quiz topics) - George and Rachel lead you through the Ramsey money quiz and tell you what to do next based on your score. Helpful Resources:    ·    Follow along with Rachel and George as they take Buzzfeed's Starbucks quiz: https://www.buzzfeed.com/angelicaamartinez/starbucks-budget-quiz-20 ·      Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games! ·      Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney. ·      Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Crown Stag Cocktail Ingredients: 5/6 ounces Chambord raspberry liqueur 1 1/4 ounces Jägermeister 1 1/4 ounces vodka Instructions: Combine all ingredients in ice-filled glass, garnish with lemon, and enjoy!

News flash: Advertisers have mastered the art of making consumers think they’re in control. But who’s really calling the shots? In this episode, Rachel and George investigate what’s happening behind the brands and how it affects your bank account.   In this episode: - George and Rachel’s reaction to Chuck E. Cheese’s saucy secret - Why modern-day advertising is low-key mind control - The alleged BlackRock conspiracy they don’t want you to know about   Helpful Resources: ·     Start making memories! Go NOW and get Tapple at Wal-Mart or wherever you buy board games! https://theop.games/ ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...    This Week’s Happy Hour Special: Mexican Surfer   Ingredients: 2 ounces reposado tequila 1 1/2 ounces pineapple juice 1/2 ounce lime cordial (aka sweetened lime juice)   Instructions: Combine all your ingredients in a cocktail shaker with ice and shake. Strain the liquid into a chilled coupe glass. Add a lime slice for garnish and hang loose!

Scoring a great deal can save you big—but how do you negotiate the price down when it feels downright awkward? In this episode, George and Rachel talk about strategies to getting the best deal, then Rachel tries them out in their own mock-negotiation. In this episode: - George uncovers the depths of Rachel’s shame - George and Rachel share their negotiating dos and don’ts - Another great way to save money (that doesn’t require an awkward situation) Helpful Resources: ·     Start making memories! Go NOW and get Tapple at Wal-Mart or wherever you buy board games! · Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Tangerine Mojito Cocktail Recipe from La Croix Ingredients: 5 tablespoons Agave nectar 2-3 mint leaves 2 cups tangerine juice 1/4 cup lime juice 2-3 Tangerine slices 2 cans of Tangerine LaCroix Instructions: In a tall glass, muddle the mint and agave. Add the tangerine juice, lime juice, Lacroix, and tangerine slices. Stir and garnish with mint leaves. 🍊

Money isn’t everything, but it’s something to consider when choosing your career path. In this episode, George and Rachel talk about the salaries (and cost of education) for some of the top jobs in America. They share what industries they would work in if they could do any job in the world, then talk about celebrity salaries and the amazing thing Taylor Swift did for her truck drivers.  In this episode: The salaries people make in America’s most popular jobs What George would do if he worked for big brands Which career Rachel thinks should make more money Helpful Resources: ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·   Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games! ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Strawberry Basil Mocktail Ingredients: 1 1/2 cups fresh strawberries 4–5 fresh basil leaves 12 ounces seltzer 1 lime (half juiced, half sliced) Instructions: Roughly chop the strawberries and cut the lime in half. Muddle the strawberries, basil and the juice from half the lime. Fill two tall glasses with crushed ice and divide the berry mixture between them. Top with seltzer and garnish with a slice of lime and fresh basil.

Are we headed toward a cashless society where debit cards are for old people? We don’t know what the future holds, but George and Rachel take a guess and tell you why you don’t need to worry about the future of money. Plus, we’ll dive into which past future predictions were totally ludicrous and which ones were spot on. In this episode: - George and Rachel talking about the future cost of weddings, homes and your favorite lattes (and how we’ll pay for them) - The reason George could never get away with committing a crime - What futuristic ’90s movies predicted the world would look like today Helpful Resources: ·      Start making memories! Go get Tapple at Walmart or wherever you buy board games. ·      Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Vieux Carré Ingredients: ·     3/4 ounce rye whiskey ·     3/4 ounce cognac ·     3/4 ounce sweet vermouth ·     1 to 2 dashes Angostura bitters ·     1 to 2 dashes Peychaud’s bitters ·     1/2 ounce Bénédictine liqueur ·     Cherry (for garnish) Instructions: Add the rye whiskey, cognac, sweet vermouth, bitters and Bénédictine liqueur to a mixing glass with ice. Stir, then strain into an old fashioned glass over fresh ice. Garnish with a cherry and enjoy!

George and Rachel answer your burning question: “Am I the jerk?” These 100% real scenarios include secret credit cards, trips overseas, a husband with a “you break it, you buy it” attitude, and so much more. George and Rachel decide whose spicy spending secrets make them guilty, including: ·     A husband who has his wife’s paycheck deposited into his account ·     A wife who secretly paid off her car ·     A couple doing the ol’ takesies backsies on a money deal they made with family Helpful Resources: ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Watermelon Mojito Mocktail Ingredients: ·     3 cups chopped watermelon ·     Juice of 2 limes ·     1 1/4 teaspoons sugar ·     4 fresh mint leaves ·     Ginger ale ·     Club soda Instructions: In a glass, muddle two mint leaves with 1/4 teaspoon of sugar, then set that to the side. In a blender, add the watermelon, lime juice and a teaspoon of sugar and blend until smooth. Once it’s well blended, strain out all the watermelon pulp and fill your prepared glass about half full with the watermelon puree. Add ice and a splash of ginger ale, then fill the rest of the glass with club soda. Stir, then garnish with mint sprig and a slice of watermelon if desired. 🍉

From the inheritance scandals to the Antiques Roadshow to pension stealing, Rachel and George uncover wild stories of people who became overnight millionaires. Plus, they’ll walk you through what it really takes to hit your first million. In this episode: ·     The craziest get-rich-quick stories George and Rachel could find ·     Why 70% of lottery winners end up broke ·     How you can become a millionaire—even if it doesn’t happen overnight   Helpful Resources:   ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Strawberry Mint Summer Sparkler Recipe by Elliot Clark, @apartment_bartender   Ingredients: ·     2 ounces gin ·     1/2 ounce ginger liqueur ·     1/2 ounce strawberry syrup ·     1 ounce lemon juice ·     2–3 dashes aromatic bitters ·     soda water ·     5–6 mint leaves   Instructions: Combine all ingredients except for the soda water and mint in a cocktail shaker. Add ice and shake to chill the drink. Strain into a cocktail glass over crushed ice, and top with soda to taste. Add more crushed ice, and garnish with a sprig of mint.

If you learned to navigate adulthood in a plastic car with pink and blue peg people, this episode is for you. Rachel and George reminisce about the 90s toys and games that taught us how to handle our money. In this episode: ·     Rachel reveals which Barbie she wasn’t allowed to play with ·     What a “kidult” is and why toy execs love them ·     What Monopoly and the Game of Life got right (and wrong) about money   Helpful Resources: ·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/SMHHgvwy ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: The Barbiecore Pink Drink Ingredients: ·     1 ounce whipped cream vodka ·     2 ounces Sprite ·     1 ounce dragon fruit juice ·     A dash (or more) of edible glitter Instructions: In a champagne glass, add the whipped cream vodka and Sprite. Pour in the dragon fruit juice until your glass is 3/4 full. Sprinkle a little glitter on top for maximum sparkle! 💖

We love to throw a flag on romantic relationships—whether it’s red, green or now . . . beige? Find out how George and Rachel react to Gen Z’s relationship flags, and discover which ones you’re guilty of flying. In this episode: Candid reactions to Gen Z relationship etiquette  George and Rachel’s personal beige flags Why George dubs Rachel as “America’s Favorite” Helpful Resources: ·     Booking a flight at Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. ·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. ·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·     Learn more about your ad choices: https://www.megaphone.fm/adchoices ·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...   This Week’s Happy Hour Special: Orange Cream Soda Mocktail Ingredients: 1/2 cup orange juice 1/3 cup lemon-lime soda Whipped cream Orange slices (to garnish) Instructions: Fill a glass with ice cubes. Add a generous amount of whipped cream on top of the ice. Pour in the orange juice and gently stir. Then pour in the lemon-lime soda until the glass is full. Top with more whipped cream and garnish with an orange slice. 🍊