When the Diversifying team set out to create this show, our mission was to create a safe space where personal finance could be discussed from the lens of those who are usually ignored: women, people of color, the LGBTQ community, and lower-income individuals. Hearing from all of you through the voicemails, reviews, and messages on social media has confirmed that we’ve achieved that mission and that this type of show is very much needed in the finance space. Thank you for tuning in and listening every week. We couldn’t have made this show without you. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

In most places in the US, sending a kid to daycare costs about the same as sending a kid to state college. Have more than one kid, and it’s easy for a daycare bill to be bigger than your paycheck – which leaves some women wondering if it would be better to drop out of the workforce entirely. Bloomberg Businessweek writer Claire Suddath joins Delyanne Barros for a conversation about the toll high childcare prices take on women’s careers and financial lives, and the broken childcare system in America underlying it all.  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Infertility treatments can cost upwards of $100,000. This is a particular burden for LGBTQ+ couples, who need access to procedures like IUI, IVF, or surrogacy if they want to have biological children. This week, E Bradshaw and Jaimie Kelton, co-hosts of the podcast If These Ovaries Could Talk, tell us about their respective baby making journeys, including how they figured out their finances to make it work. Delyanne Barros also sits down with Dr. Mark Leondires from Gay Parents to Be to break down possible costs and some surprising resources.  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you're single, expenses can add up fast. There's no one to split rent or utilities. You can't slide onto someone else's health insurance. And you might even end up paying more in taxes! This week, Delyanne Barros and Shani Silver break down the financial hurdles single people face and discuss why we should rethink our attitudes toward single life. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week we’re sharing an episode of Life Kit: Money from NPR. If you wince every time you open up your credit card app or feel stressed just thinking about personal finances, here's how to curb money avoidance and train your brain to face your money woes head-on. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, we’re sharing an episode of Brown Ambition, a podcast hosted by Mandi Woodruff (who you may remember from our episode “Negotiating Your Way to Success”) and Tiffany "The Budgetnista" Aliche. In this episode, Mandi and Tiffany answer your hard-hitting questions like how to make more money without picking up a side hustle. Plus, is it smarter to pay off credit cards or your student loan debt to start building wealth? To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever received a text from a bank you don’t have an account with? Or received a DM from a stranger asking for money? It’s probably a scam, but how do you really know? This week, Delyanne Barros and Vivian Tu, CEO and founder of Your Rich BFF Media, call out some common money traps and how to protect yourself. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

The top reason women give for having an abortion? Not being able to afford a child. In this episode, Delyanne Barros speaks with Black Women’s Health Imperative’s Linda Goler Blount about the economic impacts of overturning Roe v. Wade, what it means for future generations — specifically for people of color — and what you can do to channel your frustration into action. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you have credit cards, but worry you rely on them a little too much? Does managing the debt seem daunting? Don’t worry, we got you! This episode is all about the do’s and don'ts of credit cards. Delyanne Barros speaks with credit expert Sara Rathner, from NerdWallet, about how to transform debt into a good credit score.  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are we headed towards a recession? Are we already in one? These are scary questions, but recessions are an unavoidable part of the economy. And they don’t have to be the end of the world – especially if you’re prepared. This week, Delyanne Barros brings back friends of the show Julien and Kiersten Saunders of rich & REGULAR to help you recession proof your life now. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

From credit card debt to bad investments… We’ve all kicked ourselves over a money mistake. But most of them are fixable, so don’t panic! This week, Delyanne Barros and Washington Post columnist Michelle Singletary respond to listener voicemails about messing up, and talk about how to bounce back and learn from it.   To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Amazon Labor Union made history when it won its election at the JFK8 facility in Staten Island — but they aren’t the only ones organizing. Petitions to form unions were up nearly sixty percent between October 2021 and March 2022! What does it take to form a union, and what does this mean for the future of work in the United States? Delyanne Barros talks to Tristian Martinez, a lead organizer with the Amazon Labor Union, and Alejandro Ortiz, a former National Labor Relations Board attorney who also helped unionize his current workplace, the American Civil Liberties Union.  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Where do you go with your burning money questions? The Money Coach, of course! From hustle culture to medical debt, Delyanne Barros answers listener questions in this week's episode. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Student loans are overwhelming so how do you deal with them? It’s easier to avoid those payment notifications and not think about it. We get it! Especially while President Biden has extended the pause on payments until August 31. But the best way to tackle your payments is to face them head on and come up with a plan now. In this episode, Delyanne Barros is joined by debt expert Nika Booth, known as @debtfreegonnabe, to talk about their money mistakes, the options for paying off your loans, and steps you can take to feel more in control of your debt today. Originally released on February 28, 2022.  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

You might know Bethenny Frankel from “Real Housewives of New York City,” but have you heard the story behind her success as an author and entrepreneur? In this episode, Bethenny talks to Delyanne Barros about her new book, “Business Is Personal,” the mantras and money moves that have made her millions, and how her success can be a model for all entrepreneurial dreamers. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

The way your family handled their finances probably shaped how you think about money as an adult. And if those early childhood experiences were negative, they likely led to money trauma. So, why aren’t people having more conversations about this in the personal finance space? In this episode, Licensed Therapist Deniss Pleiner talks with Delyanne Barros about the severe anxiety and stress associated with money and how you can overcome it. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Celebrities, Super Bowl ads, and social media are telling you you’re missing out if you aren’t buying crypto. But FOMO isn’t a good reason to make big financial choices! Delyanne Barros and fellow financial podcaster Paula Pant break down everything you actually need to know about crypto, from what it is and how it works to whether it has any value beyond the hype.   To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

FIRE is a big discussion topic in the personal finance world. It stands for “financial independence, retire early” and is a way of saving enough to stop working. But it can mean a lot of different things, and can be done a lot of different ways. This week, Delyanne Barros talks to two people about their FIRE journeys – and tells her own FIRE story! Guests: “Purple,” the anonymous author of the “A Purple Life” blog, and Rita-Soledad Fernandez Paulino, founder of “Wealth Para Todos.”  To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Housing costs in America are at an all-time high and a lot of people are wondering if the American Dream of home ownership is right for them. This week, Delyanne Barros digs into the pressure to become a homeowner; the costs and benefits of buying; and how one couple has nearly eliminated their housing costs by “house hacking”. This week’s guests: Yesenia Capalbo and Ali and Josh Lupo of The FI Couple. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Americans have been living with soaring prices for months as inflation hits a 40-year high. This week, Delyanne Barros unpacks why prices are so high, what the government can do to help, and why people of color and the working class are being hit the hardest. She’s joined by CNN Business and Politics Correspondent Vanessa Yurkevich and Demond Drummer, Managing Director for Equitable Economy at Policy Link. To learn more about how CNN protects listener privacy, visit cnn.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices