HDS #20: Controversial Money Questions Answered: Debt & Investing

We carry on with our yes or no questions with Suraya Zainuddin, blogger behind RinggitOhRinggit.com on the topics of debt and investing. There are very contrasting views on the Internet, like, 'never ever use a credit card', 'always pay more for your loan repayments', 'just buy ETFs, don't buy stocks'. Honestly, there are always two sides to the coin! Today's episode uncovers Suraya's thoughts and opinions on these money topics. Let us know if you agree or disagree!

01:42: Credit cards - yes or no?
03:02: Balance transfers - yes or no?
04:27: Pay more for monthly loan repayments - yes or no?
05:03: Private retirement scheme (PRS) - yes or no?
05:57: ETFs vs picking stocks
10:41: Robo-advisors or pick own ETFs?
11:55: Risk tolerance: age-based or completely subjective?
15:29: Unit trusts: yes or no?
17:41: Final advice from Suraya!

You can find Suraya at the following channels:
Twitter: https://twitter.com/surayaror
Instagram: https://www.instagram.com/surayaror/
Facebook: https://www.facebook.com/ringgitohringgit
Blog: https://ringgitohringgit.com/

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