In this my money story, Glen chats with Josh, a 34 year old listener transitioning from construction to financial services. Josh's story touches on selling his first home to fund his degree, balancing family life with full time study and the steps he's taken to make the move. This episode is a great example that career changes are possible if you’re willing to take action.  Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's episode, guest hosts Jess Brady from Financially Fierce and John Pidgeon from this is property answer your questions, covering: 👉🏾 Is there a way to calculate how much to salary package to pay off HECS? 👉 considerations for sub-dividing or buying an investment property 👉🏼 advice for using a $200k windfall towards goals 👉🏽 keeping an inheritance safe for grandkids 🎧 Financially Fierce: everything you need to know before buying your first home (with Em Wallace) 👇 Listen on Apple Podcast here Listen on Spotify here How to Subscribe to the Retire Right podcast (video): https://www.youtube.com/watch?v=DNDhMT2WJE4 Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Managing an Airbnb or short-term rental sounds like easy cash, but what about the tax side of things? In this episode, Glen and accountant-turned-money-coach Erin Davis break down everything you need to know about tax obligations, record keeping, and even the CGT implications for short-term rentals. Erin also shares her journey from a decades-long career in accounting to empowering women in business with financial confidence through money coaching. The touch on: 👉🏻 income from short-term rentals - what you need to declare 👉 record-keeping tips to avoid ATO headaches 👉🏾 calculating deductions for Airbnb income 👉🏽 how renting a room impacts your CGT exemption 👉🏿 the six-year rule for principal place of residence 👉🏼 what to do before renting part of your property Check out Erin's podcast, The Erin Davis Show wherever you're listening to this podcast. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Let's talk life insurance! Financial adviser Phil Thompson from Skye Wealth joins Glen on this episode to answer all your spicy questions including: 👉🏻 can insurance companies ask you to do a genetic test? 👉 how do insurers consider vaping and recreational drugs? 👉🏼 help! I lost my insurance cover when I switched super funds 👉🏾 can I get insurance if I’m terminally ill? 👉🏿 why you shouldn’t move insurers regularly  👉🏽 trying to apply for cover while investigating a health concern 👉🏻 getting exclusions or loadings removed 👉 can I reapply for cover if I've been denied in the past 👉🏼 stepped vs level premiums and are level premiums a scam? 👉🏽 getting cover with pre-existing conditions 👉🏾 life insurance for children Thanks to Skye Wealth for supporting this episode! Connect with the Skye Wealth team here 📒 Sort Your Career Out & Make More Money by Shelley Johnson & Glen James: https://amzn.to/3B1rQaB We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today’s episode Glen chats with Jane* about her financial, career, and living situation, exploring the exciting options ahead. From a potential career pivot into the arts to a $90k boost from nan to help her and her sisters enter the property market, Jane has some big decisions to make. *Name changed for anonymity. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and Vince Scully from Life Sherpa discuss: 👉🏿 proposed Government changes to reduce student loans 👉🏻 choosing the best super fund for you 👉 default insurance within super 👉🏼 and buying ETFs within super Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's chat, Rachelle Kroon from Sphere Home Loans joins Glen to answer all your questions touching on: 👉🏾 benefit of using a broker vs direct to bank 👉🏿 will a mortgage broker help someone get a loan under $250k? 👉🏻 how much does having a child impact borrowing capacity? 👉 borrowing capacity upon returning from mat leave  👉🏼 using equity to buy a new PPOR 👉🏽 what after-settlement service can you expect from brokers? 👉🏾 renovation loans 👉🏿 financial hardship assistance & impact on refinancing 👉🏻 how does applying for lending impact your credit score? 👉 do mortgage brokers get kickbacks from developers? 👉🏼 building a granny flat on your property Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and John talk about: 👉🏻 are flights to check on your investment property tax deductible? 👉 financial implications for turning your home into an investment 👉🏼 do you need to pay tax on financial gifts from overseas? 👉🏽 investment platforms & brokerage fees 👉🏾 the VAP and VSO ETFs Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property. Want clarity on your property situation? Book a clarity call with John here Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Improving your money doesn't have to be complicated! In this episode Glen and Lucy Dean, wealth reporter at the Australian Financial Review, share a ton of easy money tips and hacks from the experts to help you save money, spend smarter and build wealth. Prefer reading? Check out Lucy's article here (you'll need an AFR subscription): https://bit.ly/40rf5k4 Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In this episode of "what would Glen do", Megan asks for a review of her finances to know if she's on the right track and some advice on her next career move to increase her salary. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and John discuss: 👉🏾 should you market your home to a specific demographic? 👉🏿 tips for vetting a listing agent to sell your home 👉🏻 giving financial advice to friends and family 👉 is there anything wrong with my lazy financial plan? 👉🏼 investing extra mortgage repayments instead of putting it in offset Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen chats with Luke Berry from property development company Third.i about how homebuyers can get into the market sooner using a platform called NestDeposit. NestDeposit is a platform which allows buyers to secure an off the plan property with an initial $10k upfront, while paying the rest of the deposit off in instalments. They also dive into Third.i's Crow’s Nest project in Sydney and answer your questions around buying off the plan. Register here for the event at Crows Nest, NSW on Thurs 31 October to hear more about NestDeposit Third.i website: https://thirdigroup.com.au NestDeposit website: https://nestdeposit.com.au Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Glen chats with Gina Snodgrass and Kat Halliday from Baptist World Aid about the 2024 Ethical Fashion Report. They dive into the rise of ultra-fast fashion, which brands are making progress, and why it's crucial to buy less, buy better, and expect more from your favourite companies. Check out the full Ethical Fashion Report below. They touch on: 👉🏾 what ultra-fast fashion means for consumers 👉🏿 how shopping ethically doesn’t have to cost more 👉🏻 which big brands are actually ethical? 👉 insights from the 2024 Ethical Fashion Report 👉🏼 simple ways to extend the life of your clothes 👉🏽 the power of consumer choices in driving brand changes 👉 ways that you can contribute to a more ethical world To view the Ethical Fashion Guide & Report head to: https://bwaa.co/mmm-fashion Donate towards ending worker exploitation: https://bwaa.co/mmm-give Speak out to your favourite brands: https://bwaa.co/mmm-speak-out We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A, Glen and financial adviser James Millard from Sufficient Funds dive into the complexities of inheriting an uninhabitable property and making tough decisions about whether to renovate or sell. They also discuss the emotional weight of inheritance, how to avoid decision paralysis, and practical steps for financial planning. Plus, they discuss a question that caused a stir in the money money money Facebook group: How do you set up a fair mortgage split when one partner earns significantly more? 📘 'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv 📘 Insufficient Funds by James Millard: https://amzn.to/47ZVIQW Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen sits down with Nick Bracks—author, podcaster, and mental health advocate. They explore Nick's journey from growing up in the political spotlight to overcoming substance abuse, his money story and achieving success. It’s not just about money; it’s about life, mental health, and resilience. Nick's story touches on: 👉🏾 growing up as the son of a political figure 👉🏿 aspiring to be an athlete and battling substance abuse 👉🏻 using alcohol to cope with anxiety and identity struggles 👉🏼 the turning point: a mental health diagnosis and seeking help 👉 chasing dreams in the entertainment industry 👉🏽 navigating career shifts and creating his business, Move Your Mind 👉 lessons learned on money, privilege, and mindset shifts 👉🏾 the reality of success in media and managing money 👉🏿 and balancing mental health while building a financial future Nick's book, Move Your Mind: https://amzn.to/3zGoOrE Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A, Glen and financial adviser James Millard talk about: 👉🏿 how are capital gains taxed on investment bonds? 👉🏻 what part of the market cycle are we in?  👉 changing mortgage brokers & clawbacks 👉🏼 tips to save money on aircon installation 👉🏽 pivoting from growth investing to dividend investing 📘 Insufficient Funds by James Millard: https://amzn.to/3Y7UTSP 📘 The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3XMSmMw Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's episode, Glen chats with Emily Wallace and John Pidgeon, hosts of this is property, to dive into the world of buyer’s advocates. Outside of hosting the show, Emily and John are both buyer's advocates with Emily focusing on first and family homes in Melbourne and John on investment properties. They discuss when you might need one, how to pick the right advocate, and whether it's worth the investment—especially in today’s tricky property market. The episode touches on: 👉🏾 what buyer’s advocates do and when you might need one 👉 why first-time homebuyers can benefit from expert help 👉🏿 the differences between buyer's advocates and agents 👉🏽 how much a buyer’s advocate costs and if it's worth it 👉🏼 when it might be better to go it alone 👉🏻 what to ask when interviewing a buyer’s advocate 👉🏾 the value of off-market properties 👉 why experience matters when buying property Emily's First Home Buyer course: https://bit.ly/4dnKmHw John's book, Sort Your Property Out & Build Your Future: sortyourpropertyout.com Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Today's episode is SPICY! Is buying your first home to live in achievable or worth it anymore? And the shocker—Glen got a credit card! Is he finally giving in to those points he’s always warned us about? Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's campfire chat Glen, John & Vince sit down for a candid conversation about superannuation and housing. They dive into how super stacks up against property, the challenges of contributing enough, and how to balance today's needs with tomorrow's retirement. It’s the kind of episode that feels more like a couple of mates talking over a beer than a financial deep dive. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.